RESIDENTIAL
Client Background
Introducer
Key details
Investment details
Client background
Introducer
Key details
Investment details
Self Employed Malaysian borrower seeking a loan of 70% finance to construct investment property in greater Northern Suburbs of Melbourne.
Being 70 years old and self-employed, this particular deal was not without its challenges. Firstly the age of the borrowers was restrictive in the tenure required by the investor (30-year tenure). Apart from that this borrower was self-employed with a small-medium sized private limited business in Malaysia. While the company was profitable, using offshore MYR to service an onshore AUD loan gave us very little room to work with regarding disposable income.
Other than using the Company's net profit by providing consistent past data evidence eligibility, we negotiated with the Funder a custom one-off scenario to show further assets in Malaysia to prove high net worth.
We secured a loan at settlement so that the borrower could commence construction and then complete the handover of the investment property.
The purchaser is now earning desirable rental income on this property and is utilising this income to comfortably meet his loan instalments.
Due to pandemic-related increases in interest rates and rising fund costs, we are supporting clients whose monthly mortgage payments are higher than their rental income from investment properties by devising urgent solutions to alleviate their financial stress.
.svg)
Three friends sought Australian property investment for financial security; overcoming leverage issues, the financially strongest took the lead in a solo loan application, achieving their goal with minimized upfront costs.
Collaborative financing effort secures unconditional loan approval by strategically addressing a university student's borrowing limitations and leveraging her mother's financial strength.
We were introduced to an ultra-high net worth (UHNWI) client who was halfway through a complex credit application process, with a broker who had walked away from the transaction while under processing.
A recently retired IT executive sought our assistance in financing his investment property, just months away from the scheduled settlement.
A series of consecutive rate hikes in Australia throughout 2022 trapped our client in an unfavorable situation commonly known as a ‘mortgage prisoner’.
Our client in this case was a semi-retired individual who hadn’t been in actual employment in the past few years. He was, however, a professional stock investor and owned multiple investment properties in his home country, Singapore.
Three siblings based in different countries - Malaysia, Singapore, and China - collaborated as joint borrowers to secure a mortgage for their second investment property in Australia.
Self-employed Australian expatriates in the hospitality industry based in the United States, seeking a half-million dollar loan to finance an apartment purchase in the central business district of Melbourne.
An Australian Expatriate based in Singapore seeking a combined loan to finance the purchase and construction of 3 of his investment properties in several residential suburbs in Victoria, Australia.
Self Employed Malaysian borrower seeking a loan of 70% finance to construct investment property in greater Northern Suburbs of Melbourne.
A combination of self-employed & salaried employee, the borrower intended on refinancing an existing Australian mortgage to attain a better interest rate and lower monthly repayment.
A high net-worth Singaporean couple seeking a loan to finance a luxury townhouse investment property in the Eastern residential suburbs of Brisbane.
